Q.When Does Pachira Aquatica Bloom – As A Tree, Not As A House Plant.
Thank you. hg
Certified GKH Gardening Expert
This will happen during the long days of the year, usually. Keep in mind that if you do not live in an area where bats pollinate these flowers, you may not get fruit from them. Alternatively, you can hand pollinate them when they show up, but you have to do this at night. That is when the flower is mature enough to be pollinated.
Flowering will be determined by proper care, though. Here is an article that will give the tree its best chance:
https://www.gardeningknowhow.com/houseplants/pachira-money-tree/growing-money-tree-houseplant.htm