Snow Fountain Cherry Leaf Damage

Question

I planted this tree last year. It bloomed beautifully in spring, but now has holes in leaves, some look eaten with browning and yellowing. It rained all of June here so I’m worried about shot hole disease. I also see earwigs on it and some other bugs at night. I’m not sure if I treat for a pest or a fungus. Both? Any advice would be appreciated.

Answer 1

Neem oil would be a general purpose insecticide and fungicide, and it's organic. Follow package directions.