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When pruning a peach tree, keep in mind that an open center is the best shape as this allows the sunlight to reach most of the branches. The best time of year to prune is in February once the danger of frost has passed but before any fruit has begun blooming.

First, cut off any dead or damaged limbs. Next, remove any branches growing towards the center of the tree as well as any downward-facing shoots. Also remove any small, thin shoots. Once blooming has begun, it may also help to pinch off some of the buds to induce more productive fruit.

I would leave it until after harvest if you can. While the risk is low on cutting a dead limb, any pruning can open the tree to disease, so better safe than sorry in case the plant purges the fruit to fight the disease.

First, cut off any dead or damaged limbs. Next, remove any branches growing towards the center of the tree, as well as any downward-facing shoots. Also remove any small, thin shoots. Once blooming has begun, it may also help to pinch off some of the buds to induce more productive fruit.

This is a disease called peach leaf curl. This article will help: http://www.ipm.ucdavis.edu/PMG/PESTNOTES/pn7426.html

It sounds like you may have peach borers. This article will explain more about them: https://www.gardeningknowhow.com/edible/fruits/peach/peach-tree-borer.htm

They bloom normally in March or April and yes, frost can kill them if they are opened when frost occurs. How long they are in bloom depends on the variety, but normally no more than a few weeks.