Q.We Had Our Ginkgo Tree Planted In The Spring. It Doesn’t Look Well To Me. Any Idea What The Issue Is And How To Fix It?
I water it regularly

Certified GKH Gardening Expert
One thing I see right away is grass competing for nutrients. It's best to remove grass as far as the tree dripline and replace it with hardwood mulch. Also, if you fertilize the lawn or apply weedkillers, be sure not to apply it too close to the tree. It may be getting too much nitrogen.
Here are its care requirements that should help:
https://www.gardeningknowhow.com/ornamental/trees/ginkgo/feeding-ginkgo-trees.htm
https://www.gardeningknowhow.com/ornamental/trees/ginkgo/ginkgo-tree-care.htm
https://www.gardeningknowhow.com/ornamental/trees/ginkgo/managing-sick-ginkgo-trees.htm