Q.Jasmine
Our plant leaves are covered with black blotches almost looks like dirt.

This is Sooty Mold and it is actually caused by pests.
The yellowing leaves are likely another sign of a pest issue.
Treat the plant with Neem Oil, make sure you spray all parts of the plant and undersides of leaves.
Here are some links with more information.
https://www.gardeningknowhow.com/plant-problems/disease/how-to-get-rid-of-sooty-mold.htm
https://www.gardeningknowhow.com/plant-problems/pests/pesticides/neem-oil-uses.htm