Q.camellia
If a camelia is blooming at time of frost do I still wrap in garden fleece thanks

Winter is the natural blooming time for camellias, so I'm not clear on why you want camellias if you want to cover them. I don't know exactly where you're located, so I don't know how cold it gets where you are, but they are hardy in the U.S. to 5F (15 C). This article has general camellia information: http://extension.oregonstate.edu/gardening/winter-camellia-season
There may be certain varieties especially suitable for your area. To learn about these, and care of them, you might want to access the local Master Gardener organization. They have loads of information and assistance available for home gardeners. This link will help you locate the nearest group:
http://mastergardeners.org.uk/get-involved/find-your-nearest-master-gardener/