
Certified GKH Gardening Expert
It looks like summertime and the tree has brown leaves, which is a cause for concern. These articles should help:
https://www.gardeningknowhow.com/ornamental/trees/tgen/peeling-bark-on-trees.htm
https://www.gardeningknowhow.com/ornamental/trees/elm/diseases-of-elm-trees.htm
https://www.gardeningknowhow.com/ornamental/trees/elm/dutch-elm-disease.htm
https://www.gardeningknowhow.com/ornamental/trees/elm/elm-yellows-disease.htm
https://www.gardeningknowhow.com/ornamental/trees/elm/growing-elm-trees.htm