1st Winter Care In Wv

Question

It’s a living urn tree with my husbands ashes

Answer 1

It would require the same care as any tree. Mulch it well as far as the canopy. You don't say what kind of tree you have but I hope whoever you purchased it from gave you guidance on what kind of tree to grow in your area. Here are some general tips:

https://www.gardeningknowhow.com/plant-problems/environmental/protecting-plants-winter.htm

https://www.gardeningknowhow.com/plant-problems/environmental/plant-covering-materials.htm